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<b>Acknowledgements</b> <p><b>BUYING A HOME</b></p> <p><b>Chapter 1: A Manual for Homeowners<br /> </b> Deciding to Buy a Home (or at Least This Book)<br /> Once You Own a Home<br /> Questions This Book Answers<br /> It's Great to Live in Canada...But...</p> <p><b>Chapter 2: What Can You Afford?</b><br /> When is the Best Time to Buy?<br /> Knowing What You Can Afford<br /> What Does It Cost to Buy and Own a Home?<br /> How Much Money Do You Have for Your New Home?<br /> Down Payments<br /> Mortgages<br /> The Maximum Price to Pay for Your Home</p> <p><b>Chapter 3: Where Do You Want to Live?</b><br /> Think About What You Want<br /> Go House-Hunting with a Real Estate Agent<br /> Homes for Sale By Vendor<br /> Homes that Aren't for Sale</p> <p><b>Chapter 4: Evaluating the Houses You See</b><br /> Location of Your Home To Be<br /> Features of the Home<br /> Condition of the Home<br /> Special Considerations for Condominiums<br /> Special Considerations for Homes Under Construction</p> <p><b>Chapter 5: Making An Offer to Purchase</b><br /> Getting the Home You Want (At the Right Price)<br /> Making Your Offer<br /> The Nature of the Agreement of Purchase and Sale<br /> The Contents of Your Offer<br /> It's Important to Have a Lawyer Review Your Offer<br /> Private Sales<br /> The Responsibility to Close</p> <p><b>Chapter 6: The Purchaser's Lawyer</b><br /> Do You Need a Lawyer?<br /> What Does a Lawyer Actually Do?<br /> How Much Will a Lawyer Cost?<br /> How Do You Choose a Lawyer?</p> <p><b>Chapter 7: Morgages</b><br /> What Is a Mortgage?<br /> Speaking the Morgagee's Language<br /> Chooseing the Mortgage Options That Are Right for You<br /> Where to Get a Mortgage<br /> Applying for a Mortgage<br /> Insurance When You Get a Mortgage<br /> Mortgages Through the Vendor<br /> An Eye to the Future<br /> Paying Off and Discharging Your Mortgage</p> <p><b>Chapter 8: Homeowner's Insurance<br /> </b> Why You Need Insurance<br /> A Homeowner's Policy<br /> What Can You Insure?<br /> What Causes of Damage Can You Insure Against?<br /> How Much Insurance Coverage Should You Have?<br /> How Do You Get Insurance?<br /> How Much Will Your Insurance Cost?<br /> How Do You Make a Claim?</p> <p><b>Chapter 9: Moving To Your New Home<br /> </b> Preliminary Planning<br /> Choosing the Right Mover<br /> Deciding What You Want the Mover to Do<br /> Packing for Your Move<br /> Moving Day<br /> After Your Move<br /> Long Distance Moves<br /> Tax Breaks</p> <p><b>OWNING A HOME</b></p> <p><b>Chapter 10: You're Home. Now What?<br /> </b> Practical Matters<br /> Problems in Your New Home</p> <p><b>Chapter 11: Repairs and Renovations<br /> </b> Why Are You Doing This to Yourself?<br /> Preliminary Planning for a Renovation or Major Repair<br /> What's Involved in a Renovation or Major Repair?<br /> Who Will Do the Work?<br /> How Do You Find the Help You Need?<br /> The Repair or Renovation Contract<br /> Tips for Surviving Your Renovation or Major Repair<br /> When Problems Arise</p> <p><b>Chapter 12: Home Security<br /> </b> Neighbourhood Watch<br /> Outside Your Home<br /> When You're Away<br /> Doors and Windows<br /> Alarm Systems<br /> Protection for Your Valuables<br /> In the Event of a Burglary</p> <p><b>Chapter 13: Home Safety and Accident Prevention</b><br /> Fire Safety<br /> Carbon Monoxide Safety<br /> Accident Prevention<br /> Preventing Water Damage<br /> "To Do" Lists<br /> Emergency Phone Numbers</p> <p><b>Chapter 14: Visitors Welcome and Unwelcome</b><br /> Who Can Come onto Your Property?<br /> What Can You Do to Keep People Out?<br /> What Can You Do if Someone Gets In?<br /> How Do You Treat the People Who Come In?<br /> Social Hosts and Drunk Drivers<br /> Animal Visitors</p> <p><b>Chapter 15: Nightmares With the Neighbours</b><br /> Nuisances and Annoyances<br /> Problems with Your Immediate Neighbours<br /> The Construction Zone<br /> If the Tables Are Turned</p> <p><b>Chapter 16: Money Troubles</b><br /> Some Solutions to Money Troubles<br /> Mortgage Foreclosure and Sale<br /> Property Taxes<br /> Family Law Considerations<br /> How Litigation May Affect Your Home<br /> Bankruptcy and Insolvency<br /> Expropriation</p> <p><b>SELLING YOUR HOME</b></p> <p><b>Chapter 17: Getting Ready to Sell</b><br /> When Is the Best Time to Sell?<br /> Good News about Taxes on the Sale of a Home<br /> Getting Your Act Together<br /> Getting Your Home's Act Together</p> <p><b>Chapter 18: Putting Your Home Up For Sale</b><br /> The Sale Process When You Use a Real Estate Agent<br /> How to Find a Real Estate Agent<br /> The Legal Relationship Between You and Your Real Estate Agent<br /> The Sale Process When You Sell Privately</p> <p><b>Chapter 19: From Offer to Closing</b><br /> Reviewing an Offer to Purchase<br /> Bidding Wars<br /> The Anatomy of an Offer<br /> The Vendor's Lawyer<br /> Your Responsibilities Until Closing<br /> The Responsibility to Close</p> <p><b>Chapter 20: Goodbye and Good Luck</b></p> <p><b>Appendix<br /> Index<br /> Order Page</b></p>

Margaret Kerr and JoAnn Kurtz are lawyers with experience in dealing face-to-face with clients' questions and concerns. They have written a number of books, including Make It Legal: What Every Canadian Entrepreneur Needs to Know About the Law, Facing a Death in the Family, and Wills and Estates for Canadians for Dummies-- Planning Kit.

If you've ever bought, owned, or sold a home— or are about to— you know how exciting and how daunting it can be. <i>Buying, Owning and Selling a Home in Canada, Second Edition,</i> completely revised and updated, tells you absolutely everything you need to know about the joys and headaches of owning a home. <ul> <li>Complete on-volume reference on every stage of owning a home.</li> <li>Covers shopping for a mortgage; negotiating your agreement of purchase and sale; signing contracts with renovators, movers, and others; understanding those mpenetrable insurance policies; dealing with problem neighbours and much more.</li> <li>Your "operating manual" for legal issues as well as the everyday problems of home ownership.</li> <li>Written in plain English that's easy to understand.</li> <li>Includes helpful, practical checklists and forms.</li> <li>Tells you what you need to know to prevent and solve many problems on your own.</li> <li>What you need to ask lawyers and other professionals— it may even help to reduce the fees you'll have to pay.</li> <li>Completely revised and updated including: how to look for a home on the Internet and how you can use your home to save, or get more money.</li> <li>Expand information on such topics as: condominium ownership, making offers on a home, and homeowner's insurance, to name just a few.</li> </ul>

Praise for the First Edition of <i>Buying, Owning and Selling a Home in Canada</i> <p>"...a comprehensive and thorough overview of the nitty gritty of real estate."<br /> — Jonathan Chevreau, <i>The Financial Post</i></p> <p>"...a how-to-book on real estate [that's] more infomative than any we've run across in decades."<br /> — John McLeod, Money Editor, Halifax <i>Daily News</i></p> <p>"This is a most useful resource for anyone considering getting into, or moving up in, the real estate market."<br /> — Anne Francis, <i>Woman Newsmagazine</i></p> <p>"<i>Buying, Owning and Selling a Home in Canada</i> is an authoritative reference manual on the ins and outs of buying and selling a home that goes beyond the nuts and bolts of mortgages."<br /> — Sandra Foster, Financial expert and author of the best seller <i>You Can't Take It With You</i> and <i>Who's Minding Your Money?</i></p>

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