Details
Handbook of Consumer Finance Research
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96,29 € |
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| Verlag: | Springer |
| Format: | |
| Veröffentl.: | 03.01.2008 |
| ISBN/EAN: | 9780387757346 |
| Sprache: | englisch |
| Anzahl Seiten: | 424 |
Dieses eBook enthält ein Wasserzeichen.
Beschreibungen
<P>This handbook surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations such as high school students and the older consumer.</P>
<P>Debt consolidation; pension givebacks; Social Security under siege; bankruptcies and foreclosures; Americans’ financial lives are fraught with issues, challenges, and potential threats, in record numbers. The <EM>Handbook of Consumer Finance Research</EM> surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations, including: Healthcare spending and retirement savings; Online shopping and e-banking; Family finances: marriage, parent/child communications, student spending; Financial concerns of special groups: minorities, seniors, the poor; Management issues of business-owning families; Consumer protection in fair lending.</P>
<P>Given the current climate of rising debt and negative savings, the Handbook is timely and instructive reading for educators, researchers, and policymakers who wish to develop or evaluate financial education programs, design research initiatives, and understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies.</P>
<P>Given the current climate of rising debt and negative savings, the Handbook is timely and instructive reading for educators, researchers, and policymakers who wish to develop or evaluate financial education programs, design research initiatives, and understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies.</P>
I. Concepts and theories of consumer finance.-Risk tolerance.-Financial well being.-Retirement savings.-Financial education and program evaluation.-Applying behavior theories to financial behavior.-Consumer socialization.-II. Internet and consumer finance.-E-banking.-Online insurance.-Online shopping.-III. Consumer finances of special populations.-Financial knowledge of high school students.-Risky credit card behavior of college students.-Financial issues of Hispanic Americans.-Money matters of African Americans.-Financial issues of Asian Americans.-Financial issues of older adults.-Financial issues of low income families.-Management issues of business owning families.-Gender differences in investment behavior.-IV. Consumer finance in various settings.-Consumer financial issues in healthcare.-Consumer finance and marriage.-Consumer finance and parent-child communication.-Causes and polices of consumer bankruptcy.-Workplace financial education.-Consumer protection in fair lending.-Promoting applied personal finance research
<P>Jing Jian Xiao, Ph.D., is Professor of Consumer Economics at the University of Rhode Island. This book was developd when he was the Take Charge America Professor and Director of the Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona in 2005-07. He is the Editor-in-Chief of <EM>Journal of Family and Economic Issues</EM> and also serves on editorial boards of five other academic journals in consumer economics and finance. In addition, he is the Editor-in-Chief of a new book series, <EM>International Series on Consumer Science</EM>. Dr. Xiao earned his B.S. and M.S. in economics from Zhongnan University of Economics and Law, China and his Ph.D. in consumer economics from Oregon State University, USA.</P>
<P>Debt consolidation…pension givebacks…Social Security under siege…bankruptcies and foreclosures…Americans’ financial lives are fraught with issues, challenges, and potential threats, in record numbers. The Handbook of Consumer Finance Research surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations, including:</P>
<P></P>
<UL>
<P>
<LI>Healthcare spending and retirement savings.</LI>
<P></P>
<P>
<LI>Online shopping and e-banking.</LI>
<P></P>
<P>
<LI>Family finances: marriage, parent/child communications, student spending.</LI>
<P></P>
<P>
<LI>Financial concerns of special groups: minorities, seniors, the poor.</LI>
<P></P>
<P>
<LI>Management issues of business-owning families.</LI>
<P></P>
<P>
<LI>Consumer protection in fair lending.</LI>
<P></P></UL>
<P></P>
<P>Given the current climate of rising debt and negative savings, the Handbook is timely and instructive reading for educators, researchers, and policymakers who wish to develop or evaluate financial education programs, design research initiatives, and understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies.</P>
<P></P>
<UL>
<P>
<LI>Healthcare spending and retirement savings.</LI>
<P></P>
<P>
<LI>Online shopping and e-banking.</LI>
<P></P>
<P>
<LI>Family finances: marriage, parent/child communications, student spending.</LI>
<P></P>
<P>
<LI>Financial concerns of special groups: minorities, seniors, the poor.</LI>
<P></P>
<P>
<LI>Management issues of business-owning families.</LI>
<P></P>
<P>
<LI>Consumer protection in fair lending.</LI>
<P></P></UL>
<P></P>
<P>Given the current climate of rising debt and negative savings, the Handbook is timely and instructive reading for educators, researchers, and policymakers who wish to develop or evaluate financial education programs, design research initiatives, and understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies.</P>
<p>Provides information and insight to researchers in consumer science and retail financial services an in-depth understanding of consumer financial behavior</p><p>Presents material in an accessible manner for individuals who may not be specifically trained in the field, making the work especially accessible</p><p>Highlights consumer financial issues among special populations such as high school students, college students, older consumer, low income consumers, family business owners and racial and ethnic minority consumers</p>
<P>Debt consolidation…pension givebacks…Social Security under siege…bankruptcies and foreclosures…Americans’ financial lives are fraught with issues, challenges, and potential threats, in record numbers. This timely and essential work surveys the social aspects of consumer behavior, offering the latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations, including healthcare spending and retirement savings, online shopping and e-banking, family finances, and many more. Given the current climate of rising debt, the handbook is instructive reading for educators, researchers, and policymakers who wish to understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies.</P>
